Smart Banking Enterprise
Risk Management Solutions
For most large US banks, developing an enterprise risk management capability is a regulatory imperative—whether driven by Basel II, new Commercial Real Estate guidance, or Basel IA requirements in development. However, the most successful institutions are also realizing the competitive advantages of aggregating risk information and developing risk models that promote a true “risk vs. return” approach:
- More profitable and effective pricing
- More efficient capital allocation
- More active management of the loan portfolio
- Cost savings through the retirement of isolated databases and manual processes
- Reduced dependency and reliance on legacy systems and individual contributors
Our solution, developed in conjunction with several Top 50 banks, is a comprehensive set of templates, tools and models that address common risk challenges and help banks both reduce the costs and speed the implementation of a risk monitoring and reporting solution.
Kanbay Framework for Risk Data Management
Kanbay has developed a re-usable framework of tools, approaches and architecture to efficiently capture origination, servicing, recover and other sources of key data. Our approach integrates with current technology standards and accelerates time-to-market on initiatives such as Economic Capital, Securitization, ALLL enhancement and CRE compliance.
Model Validation
An important component of the Kanbay Bank Risk Framework is our unique approach to Risk Model Validation, which can dramatically lower the expense of validation compared to traditional vendors and in-house solutions.
